
Co-President
Joe Gigliello
Co-President
Joe has been active in real estate finance and lending for more than 25 years. Co-President of Pivotal, Joe’s expertise spans a variety of industry sectors, including joint venture financing, A&D and construction lending, as well as mezzanine lending. Prior to forming Pivotal, Joe served as managing director for GMAC ResCap. He also served as both a loan officer and project manager for Prudential Home Building Investors and several other private lenders throughout his career.

Co-President
Brad Rust
Co-President
Brad brings more than 20 years of diverse real estate finance and lending experience to his role as Co-President of Pivotal. Brad’s expertise is in both institutional and private lending. Prior to forming Pivotal, Brad served as business development officer for a Denver-based private real estate lender. During his career, he also served as a relationship manager with GMAC ResCap, and a senior analyst and investment officer at Heller Financial in Chicago, IL.

Controller
Lily Brix
Controller
Lily has more than 11 years of experience in accounting, with an emphasis in real estate. Prior to Pivotal, Lily served as Senior Accounting Manager at Mobilitie, LLC, the largest privately held telecommunications infrastructure company in the United States. Her responsibilities at Mobilitie included preparation of internal financial statements including budgets and reforecasts, in addition to the oversight of all monthly closing activities. Prior to Mobilitie, LLC, Lily served as Accounting Manager at LBA Realty, a full-service real estate investment and management company with a diverse portfolio in major markets throughout the western United States. Here, Lily assisted in the management of a large accounting department and a portfolio of over 350+ commercial and industrial assets. Lily holds a BA in communications and sociology from UCLA and a MS in accountancy from California State University of Fullerton.

Senior Accountant
Michelle Espinosa
Senior Accountant
Michelle brings over 15 years of accounting experience to Pivotal with an emphasis in real estate investment for over 9 years. Most recently, she worked as a Senior Accountant for 7 years at The Picerne Group, a privately held real estate investment and development firm, where she was responsible for the accounting and financial analysis of various multi-family residential properties and investment entities. She also brings experience working as an Accountant in the Banking and Mortgage industries.

Loan Administrator and Processor
Carla Fredrick
Loan Administrator and Processor
Carla has over 20 years experience as a paralegal and title analyst. She has worked extensively on a variety of legal matters across a wide spectrum of the real estate industry, including significant exposure to REO. Prior to joining Pivotal, she worked with numerous real estate law offices and title companies both on the East and West coasts.

Loan Administrator and Processor
Courtnie Sames
Loan Administrator and Processor
Courtnie has over 8 years of experience in real estate, primarily as a transaction coordinator. She has worked extensively on both the acquisition and disposition sides of the business, including exposure to short-term residential renovation properties. Prior to joining Pivotal, she worked with numerous real estate investment and brokerage companies in Southern California.

Loan Underwriter
Matthew Lake
Loan Underwriter
Matthew joins our team having graduated from UCLA with a B.A. in Economics. His coursework included exposure to finance and accounting. His work experience includes time spent in commercial real estate valuations where he was responsible for analysis, research, and reporting.

Loan Underwriter
Grant Murthi
Loan Underwriter
Grant Murthi
Loan Underwriter
(949) 535-1655 Direct
grantm@pivotalcapitalgroupo.com
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Senior Vice President of Originations
Julian Garcia
Senior Vice President of Originations
Julian brings over 20 years of real estate finance and brokerage experience to Pivotal. He previously worked with financial institutions and led a mortgage banking firm specializing in non-traditional finance. He has diverse skill sets and expertise in finance structure encompassing both institutional and private lending.
Email: juliang@pivotalcapitalgroup.com
Phone: 949-535-1320
Cell: 925-785-8281
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VP of Loan Originations
Matt McCarthy
Senior Vice President of Originations
Matt has over 13 years of experience in real estate and finance, encompassing underwriting, valuations, sales, title, default, asset management, and software. Prior to joining Pivotal, he worked with national loan servicing organizations, a global investment management firm, and as a real estate agent serving buyers, sellers, and investors in southern California.
Email: mattm@pivotalcapitalgroup.com
Phone: 949. 535.1129
Cell: 949.300.1372
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VP of Loan Originations

VP of Loan Origination
Chris White
V.P. of Originations
Email: chrisw@pivotalcapitalgroup.com
Direct: 949-525-4081
Cell: 805-591-9251
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VP of Loan Originations
Jody Hill
VP of Loan Originations
Email: jodyh@PivotalCapitalGroup.com
Direct: 949-236-4772
Mobile: 310-340-8050
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